While we all hope we will be here for a long time (and a good time!), have you ever thought about the future and what happens if you’re not in it? Not the teary, emotional, standing by my coffin stuff - we don’t want to dwell on that - but the practical side of things? Who will be there to look after the kids? Who will drive them to school? Where will they all live? How will they be financially supported? What will happen to the house? Who will run your business, or wind it up?
Read more: Where there's a will, there's a family fighting over it
DIY wills or Will Kits might seem like an easy, cheap option but it is so easy to get it wrong.